3 Simple Money Saving Tips

3 Simple Money Saving Tips

I’m always amazed at how much money I see people fritter away. If you have read my ebook Pocket Money To Big Money then you will know how much I hate liabilities and for me spending £10 or more everyday on lunch is just crazy. I personally take a packed lunch into work with me and only ever buy it if I am rushing in the mornings and haven’t had chance to make it for myself. Another exception is if it happens to be somebody’s birthday or leaving lunch and I have been invited to attend.

Otherwise my cheese and salmon trimmed sandwiches are perfectly fine for me 🙂

Are you guilty of frittering away money and feel like you can’t help yourself? Here are my 3 quick tips to help you get on your way to saving money:

1.Avoid using your card, draw out money from the cash machine once a week and stick to that budget that you have in your purse/wallet. Spending cash is always a lot harder than spending your money from your card. Tapping the machine with your card is simple and easy and although you are still aware of what you are spending at that moment it doesn’t inflict the same amount of emotion in you as it would compared to when you are using your actual cash! So set yourself a budget every week, choose a day that you will draw out your money and stick to your cash budget. It only takes a few minutes out of your day to do this and you will be amazed at the results!

2.Plan ahead! My children’s birthdays are only a month apart from each other (and my daughters birthday is only 2 days after mine) and if I tried to get them both everything that they wanted I would be struggling financially for the rest of my life (actually that’s a slight exaggeration as my children are really good in that they don’t actually want for much) but still, I always plan ahead by creating a birthday list for them months in advance. Whenever they ask me for something, I add that item to my list in my notes on my phone and a month before their birthday I send it round to family and friends (that ask me for it, I don’t just send it out to everyone demanding for presents for my kids lol) and this way my children get a lot of what they have asked for without me being left pocketless!

3.Plan free play dates out! You don’t have to spend lots of money to have fun, some of my favourite play dates are when my friends come round to mine with their kids and we have a coffee and catch up whilst the children either play in their bedroom with all of the toys or they go out into the back garden where we can keep an eye on them, it’s less stress, with summer approaching it’s lovely to relax out in the sun and we all get that quality time with our friends enjoying each others company!

I hope that these have helped!

Let me know if you have any further tips?

Layonie Jae x

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How To Stop Worrying About What Other People Think

How To Stop Worrying About What Other People Think

Focus on your why!

Have you ever felt really excited and enthusiastic about a new project only to find that a few weeks into it, the self doubt and paranoia starts to kick in!

Yep, that little voice on your shoulder starts to whisper thoughts of negativity such as:

"what will my friends and family think?"

At the beginning of this year I decided that I would start blogging again and take it seriously this time (as in the past it was more of a hobby rather than a real project) and that applied to my youtube channel too but thoughts of doubt would creep up such as,

"what if they find my posts and videos silly or boring?" 

or

"what if they think that I'm embarrassing myself by even trying..?"

You can feel so vulnerable putting yourself out there as anyone and everyone have the chance to criticise you and publically too! Oh the embarrassment!! Starting from the bottom with a small following and very few followers on your social media platforms, is a little daunting but we all have to start somewhere and according to a lot of entrepreneurs and successful business men and women that I have researched on, they say that working your way up to the top can be a very rewarding process.

Anyway all of that being said, I am still determined to try and you should too!! 

Here is how I continue to keep going despite Mr negativity's whispers!

I remind myself to focus on my WHY!

Here are my top 9 reasons Why:

  • I'm living my life for myself and my children and no one else!
  • I genuinely enjoy and feel passionate about what I am doing and if there is a chance at making a success out of my passion, then it is worth giving it a try!
  • People may just actually like my content (and not laugh at it…)
  • I may be of great help to other mums out there! That alone is something very rewarding!
  • You only live once! I'd rather try and fail than never try at all and then have to live with the regret
  • I have let opportunities pass me by in the past and I refuse to let that happen again!!
  • I want to inspire my children to TRY anything and everything – to just go for it!!
  • The internet offers a world of opportunity, so I would be a fool not to try
  • It's something fun to do with my children!

Obviously these are my personal lists of reasons but I'm guessing that some of these may also apply to you too..?!

Having a project of my own gives me a sense of purpose (outside of being a mum which I honestly feel is the best job in the world) and allows me to use my creativity. It makes me happy and I feel productive. And happiness is what we all strive for isn't it..?!

You all know that I am a big believer of being persistently happy and my projects are something that me and my kids can work on together and achieve a great sense of happiness because of it!

So the next time that I have a moment of self doubt, I will focus on my reasons why I am doing what I am doing by referring back to this list, save this link and use it for yourself if ever you need a gentle reminder too!

Feel free to add any of your reasons why, in the comments section below, that you think I have missed out and may find useful!!

Thanks for reading ☺️

Layonie Jae x